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Presenter Profile:

How they describe themselves: Atomic’s payroll connectivity provides the infrastructure for consumers to permission access to financial data and automate setting up and updating direct deposit payments. Atomic is the market leading provider of payroll APIs, trusted by 11 of the largest fintech firms, including digital-first neobanks, alternative lenders, and digital brokerages. Atomic’s vision is to enable wealth creation for consumers by building more on-ramps to financial services.

How they describe their product/innovation: Streamlining connectivity to payroll with Atomic solves two problems for our customers and their end users. The first is accelerating payday for consumers through a streamlined portal to set up or change direct deposits. For neobanks and brick-and-mortar banks we work with, this improves direct deposit acquisition and creates a better user experience.

The second problem we solve is qualifying users for financial services – for instance, loans or credit – that are contingent on income and employment data (VOI & VOE).

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

Contacts

Bus. Dev.: Jeff Hendren, CRO, jeff@atomicfi.com
Press: Lindsay Davis, Head of Markets, lindsay@atomicfi.com