FinDEVr APIntelligence

FinDEVr2016-NY-(Stacked)V2Are you building new financial technology? Be sure to check out coverage from our recent developer conference in San Francisco. We’re taking the fintech developer tool showcase to New York on 29/30 March 2016. Stay tuned for details.

Developer news

  • Harvard Business Review: The Changing Economics of App Development.

The latest from FinDEVr San Francisco 2015 presenters

  • Aberdeen Asset Management selects Markit to value hard-to-price assets for positions with limited market data.
  • Developer reviews Authy’s two-factor authentication.
  • PayPal among the companies highlighted in Inc.’s look back at Money20/20.
  • Thomson Reuters unveils its new desktop platform, grouping all of its FX transaction venues into one single point of access.
  • Business Insider lists BehavioSec and Fidor as “companies we wish were big the U.S.”
  • Silicon Slopes Podcast hosts Ryan Caldwell, MX CEO, as he discusses how to improve online banking.
  • Thomson Reuters unveils latest version of its tax-technology platform, Thomson Reuters ONESOURCE.
  • Yodlee’s Ynext unveils new incubator class.
  • Business Insider names BehavioSec among the 12 hottest Nordic fintech startups.

Alumni updates

  • “Trulioo Selected as Runner-up for Startup Canada Award for Innovation”
  • Xero reaches 600,000 subscribers in 180 countries.
  • VentureBurn features Entersekt CEO Schalk Nolte.

Stay up to date on daily developments by following FinDEVr on Twitter.

Finovate Alumni News

Around the web

  • Roostify to join Wells Fargo’s Fall 2015 accelerator program.
  • Michael DeSimone named ShopKeep’s chief operating officer.
  • CU Today looks at Prosper and its plans to partner with credit unions.
  • The American Bankers Association endorses BizEquity’s Banker Office business valuation platform and performance service.
  • Betterment tops $3 billion in assets.
  • Inc. features Credit Karma CEO Ken Lin as he discusses four lessons from a year in the Unicorn Club.
  • VentureBurn features Entersekt CEO, Schalk Nolte.
  • ayondo’s first Singapore client, KGI, launches its TradeHub-powered, KGI Contrax product.

This post will be updated throughout the day as news and developments emerge. You can also follow alumni news headlines on the Finovate Twitter account.

FinDEVr APIntelligence

FinDEVr2016-NY-(Stacked)V2Are you building new financial technology? Be sure to check out coverage from our recent developers conference in San Francisco. We’re taking the fintech developer tool showcase to New York on 29/30 March 2016. Stay tuned for details.

Developer news

  • “The Next Web: How to Design with Developers”

The latest from FinDEVr San Francisco 2015 presenters

  • Think Big Data mentions Praesidio as a startup using machine learning in its cyber-security solution.
  • “Xignite Surpasses 50 Billion API Calls in a Single Month”
  • VentureBeat: Twilio rolls out new feature set designed to help developers build messaging apps using its platform.
  • Arxan Technologies extends its app-security protection to Apple TV.
  • “Digital Asset Holdings Acquires Blockchain-as-a-Service Innovator, Blockstack.io
  • Security solutions from Arxan Technologies now running on more than 500 million devices.

Alumni updates

  • Tradier teams up with Equities Lab to bring real-world trading experience to college students.
  • Google appoints Entersekt CTO Christiaan Brand as product manager for security and identity teams.
  • Pymnts looks at how SimplyTapp is addressing host card emulation.
  • Visa Inc. to Acquire Visa Europe.
  • Fierce Finance IT features BehavioSec.
  • Avoka partners with Trulioo to provide digital identification authentication to international banks.

Stay up-to-date on daily developments by following FinDEVr on Twitter.

Finovate Alumni News

On Finovate.com

Around the web

  • FIDO Alliance now certifies security products from Entersekt and MicroStrategy.
  • Prosper updates credit model to PMI 6.
  • Boku acquires Mobileview Italia, offering it access to all four of the major mobile carriers in Italy.
  • NAFCU chooses Geezeo as PFM Preferred Partner.
  • Cloud Lending Solutions unveils CL Originate, its next generation, cloud-based loan-origination platform.
  • PYMNTS.com takes a look at Tradeshift’s acquisition of Merchantry.
  • BlackBerry and PayPal team up to beta test P2P payments via BBM in Canada.
  • Albawaba profiles Zooz and its unique approach to hiring developer talent.
  • Partnership with DigitalMailer to enable Primadata to provide its clients with the ability to send digital statements.
  • The Tennessean names ProfitStars a 2015 Top Workplace.

This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.

Alumni News– February 20, 2015

  • Finovate-F-Logo.jpgInComm to offer Hip Digital access to selection of gift cards and delivery options.
  • Betterment Raises a Fresh $60 Million in Round Led by Francisco Partners.
  • FPS GOLD Partners With MX for Personal Financial Management.
  • US News features MaxMyInterest, Moven, and Level Money in a feature on money-saving and simplifying tools.
  • Alkami Technology Brings its Digital Banking Platform to Patelco Credit Union.
  • Samsung Acquisition of LoopPay Puts Apple Pay on Notice.
  • FIS earns new ISO certification.
  • TheStreet.com column on new security technologies for banks features EyeVerify and Digital Insight.
  • EVO offers processing to underserved direct response merchants.
  • Moneyweb mentions Entersekt’s role in South African-based fintech.
This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.

Alumni News– January 30, 2015

  • Thumbnail image for Thumbnail image for Thumbnail image for Thumbnail image for Thumbnail image for Thumbnail image for Thumbnail image for Thumbnail image for Thumbnail image for Finovate-F-Logo.jpgWipro wins multi-year, IT outsourcing contract from Allied Irish Banks (AIB). Join Wipro in London for FinovateEurope 2015 next month.
  • The Financial Services Blog features more than 20 Finovate alums in its look at the 50 most innovative FinTech firms.
  • MasterCard PayPass partners with St. Petersburg Metro to bring contactless payments to Russian subway.
  • Blackhawk Network unveils Blackhawk Engagement Solutions to build customized incentive and rewards programs.
  • FinovateEurope 2015 Sneak Peek: Part 6 is now up.
  • American Banker highlights Cloud Lending’s role with banks.
  • PYMNTS interviews TSYS Merchant Solutions’ Tom Boyer about changes in the payments acquiring space.
  • Bolstr Raises $1.7 Million in Seed Funding.
  • The blog herald shares an infographic detailing online security methods: Nymiband, Myris, Eyeverify, BehavioSec, Entersekt.
  • Lifehacker features Betterment, Mint, Personal Capital as tools to manage your investments.
  • Bitcoinist features Bitbond. Check them out at FinovateEurope February 10 & 11.
  • BetaBoston: After a successful 2014, student services company SimpleTuition rebrands as Valore.
  • Mitek Q1 revenue up 21% YOY; reports 3,300 financial institutions now signed & 2,700 live.
This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.

Alumni News– January 5, 2015

  • Thumbnail image for Thumbnail image for Thumbnail image for Thumbnail image for Thumbnail image for Thumbnail image for Thumbnail image for Thumbnail image for Thumbnail image for Finovate-F-Logo.jpgCredit Karma to offer Equifax credit scores and reports.
  • American Banker profiles Global Debt Registry.
  • Silicon Valley Tech News interviews Ayasdi CEO Gurjeet Singh.
  • Central Florida Future features Toshl Finance in its look at smartphone apps.
  • Burning Man using Coinbase to accept Bitcoin donations.
  • In case you missed it while you were in Holiday Hibernation: A look back at the 28 Finovate and FinDEVr Best of Show winners of 2014.
  • NICE Systems releases voice biometrics-based Real-Time Fraud Prevention solution.
  • Airbnb, Boxed, Munchery and YPlan enable Braintree’s One Touch buying experience.
  • Authentity blog names ThreatMetrix and Entersekt as authentication companies to watch in 2015.
This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.

Alumni News– December 16, 2014

  • Thumbnail image for Thumbnail image for Thumbnail image for Thumbnail image for Thumbnail image for Thumbnail image for Thumbnail image for Thumbnail image for Thumbnail image for Finovate-F-Logo.jpgTop Image Systems announces closing “six-figure eFLOW5 deal” with leading Asia-Pacific bank.
  • ACCESSbank to deploy turnkey insurance agency courtesy of Insuritas.
  • Klarna payment solution now integrated into ekmPowershop.
  • D3 Banking partners with ProfitStars to offer iPay Consumer Bill Pay.
  • Pymnts interviews Jingit, Spreedly, and TSYS CEOs on what they think will make or break 2015.
  • Pymnts: PayPal Loan Program to Compete with Lending Club.
  • ShopKeep gives free NFC reader to new customers wanting to accept ApplePay.
  • Finovate Debuts: EyeLock’s Myris Device Authenticates Using Iris Identification.
  • Arroweye Solutions to Provide Debit and Prepaid Card Production to DMS Bank & Trust Ltd. 
  • ZenPayroll now lets companies match employees’ charitable donations.
  • Arxan Integrates With IBM Security AppScan and Trusteer Products.
  • Mint launches bill pay and management platform.
  • Entersekt Receives Honorable Mention in 2014 Gartner Magic Quadrant for User Authentication.
  • Interactions closes strategic deal to acquire AT&T Watson speech recognition and natural language understanding platform.
  • Consumer Reports features AnchorID, Betterment, Blooom, EverSafe, FutureAdvisor, iQuantifi, MaxMyInterest, and Wealthfront in its column, “Bright Ideas for a Prosperous 2015.”
This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.

Alumni News– December 10, 2014

  • Thumbnail image for Thumbnail image for Thumbnail image for Thumbnail image for Thumbnail image for Thumbnail image for Thumbnail image for Thumbnail image for Thumbnail image for Finovate-F-Logo.jpgNCR to sell new mobile imaging solutions from Mitek.
  • Backbase teams up with Accenture to help FIs improve customer engagement through digital channels.
  • Dwolla announces role as payment partner for Microsoft for Government initiative.
  • Australia-based ME Bank deploys core banking system, business intelligence, and anti-money laundering solutions from Temenos.
  • MasterCard launches MasterPass in France and Russia.
  • Finovate Debuts: eMoney Advisor Provides Financial Advisors with a Suite of New Planning Tools.
  • Independent Financial Advisor takes a look at Motif Investing and Wealthfront.
  • Xero reaches 400,000 paying customers.
  • Entersekt responds to FIDO Alliance’s U2F specifications with its FIDO U2F-enabled authentication solution, Transakt.
  • Fintech for the Rest of Us blog mentions PayStand over PayPal and Stripe for bitcoin payments.
  • PayItSimple integrates with 30 more payment gateways in collaboration with Spreedly now integrated with approximately 70% of all gateways in the US.
  • Payfone and Early Warning partner on mobile authentication. 
  • Marlborough Savings Bank now offers Kasasa to enhance checking account offering.
  • Spend Matters reports: Receivables Exchange the largest of the Online Invoice Auction Exchanges.
  • Arxan announces enhanced mobile runtime app self protection (RASP) capabilities.
  • Lendio named One of Utah’s Best Companies to Work For in 2014.
This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.

FinDEVr 2014: Entersect Addresses Out of Band Authentication

FinDEVr 2014: Entersect Addresses Out of Band Authentication
This post is part of our live coverage of FinDEVr San Francisco 2014.
EntersektLogo

Entersekt looked at out-of-band authentication on mobile devices:

Securing Mobile Applications Through Transport lLayer Diversity

Mobile security is becoming increasingly important as more functionality is shifting to these devices. But how do we ensure the integrity of the phone and the server we’re connecting to? This is a common problem and has been addressed by recommending out-of-band authentication schemes.
Presenter: Christiaan Brand, CTO
EntersektHomepage
About:
An innovator in transaction authentication and mobile app security. Our one-of-a-kind approach harnesses the power of electronic certificate technology with the convenience of mobile phones providing financial institutions and their customers with full protection from online and mobile banking fraud.
Website: entersekt.com 
Twitter: @entersekt 

Day Two at FinDEVr: A Festival of Fintech Innovation

Day Two at FinDEVr: A Festival of Fintech Innovation
FinDEVrLogo

FinDEVr, the first event for fintech developers, is right around the corner. For the past few weeks we’ve introduced you to some of the innovators who will be presenting, demoing, and holding workshops on Day One.

Today, we’re happy to help you get to know some of the companies that will be showcasing and sharing their APIs, SDKs and more on Day Two.

There’s still time to save your spot. Pick up your tickets today and we’ll see you in San Francisco next week!


BCLLogo_FinDEVr

BCL Technologies develops APIs for Financial Text Extraction that unlock Big Data in unstructured documents and websites, enabling FinTechDevelopers to easily extract structured Financial Triplets from any source.

Presentation: Unlocking Financial Text
Explore the different use cases for BCL’s Financial Data Extraction APIs for unstructured text, to generate structured data Triplets.
Why it’s Great for Developers:
Automated Financial Extraction APIs to extract Financial Triplets
  • More Quickly
  • More Accurately
  • Without Human Intervention
Unlock Financial Text fast and with high accuracy.


BionymLogo_FinDEVr

Toronto-based Bionym is a team of experts in cryptography, biometrics, and security. Our first product is the Nymi, a wearable device that enables the user to authenticate once via unique cardiac rhythm and securely and seamlessly assert Persistent Identity to any system.

Presentation: Here I Am: Revolutionizing FI and Banking Experiences with Persistent Identity and the Nymi
Balaji Gopalan is presenting the Nymi Persistent Identity vision and User flow and will review key aspects of the SDK and Developer offering. In addition, he will propose and inspire discussion on select use cases in FinTech where the Nymi can improve engagement, security, and customer satisfaction.
Why it’s Great for Developers:
  • Increases both security and convenience
  • Enables the creation of new personalized experiences
  • Light, shallow yet robust API for all major OSes
The Nymi platform allows Users to be recognized and authenticated for service, workflows, or transactions simply by being present – completely safely and securely.


Print

Blockchain is the world’s most popular, web-based Bitcoin wallet and the most highly trafficked Bitcoin website. Blockchain is the defacto search engine for the Bitcoin community. Blockchain has over 2 million wallets and our footprint continues to grow quickly.

Presentation: Blockchain: The Core API for Bitcoin Development
Blockchain’s API’s power most of the Bitcoin companies in the ecosystem, Utilizing our APIs, you can start a Bitcoin business in minutes. From wallet creation to transaction verification, Blockchain’s APIs have you covered.
Why it’s Great for Developers:
  • Most popular Bitcoin API
  • Wallet Creation API
  • Transactions submitted with our API have fast network propagation time (3-5 seconds)
If you’re wanting to build a Bitcoin product, Blockchain is the one stop shop API for your development needs.


CrowdCurityLogo_FinDEVr

CrowdCurity is a web security marketplace. We connect businesses with security testers. We do bug bounty programs-as-a-service. Bitcoin First.

Presentation: How to Invite Hackers to Your Website
Too many websites are being exploited, and we need to rethink web security. The best way to stay secure and ahead of the bad guys is to invite good, white-hat hackers to test your security. We have made it easy to connect businesses to a crowd of security researchers.
Why it’s Great for Developers:
  • No bugs, no cost. Don’t pay for expensive consultants.
  • Leverage the knowledge of the crowd
  • Agile security around the clock


EntersektLogo_FinDEVr

Entersekt is an innovator in transaction authentication and mobile app security. Our one-of-akind approach to harness the power of electronic certificate technology with the convenience of mobile phones providing financial institutions and their customers with full protection from online and mobile banking fraud.

Presentation: Securing Mobile Applications Through Transport iLayer Diversity
Mobile security is becoming increasingly important as more functionality is shifting to these devices. But how do we ensure the integrity of the phone and the server we’re connecting to? This is a common problem and has been addressed by recommending out-of-band authentication schemes.
Why it’s Great for Developers:
  • Avoids the open Internet of SMS for user and transaction authentication
  • Provides end-to-end encrypted communication
  • Counters phishing, man-in-the-middle/browser attack
Harnessing the power of public key infrastructure, Transakt transforms almost any mobile phone into a powerful weapon in the fight against account takeover fraud.


GoogleCloudPlatformLogoFinDEVr

Google Cloud Platform enables
developers to build, test, and deploy applications on Google’s highly scalable and reliable infrastructure. This suite of services allows developers to choose from computing, storage, and application services for web, mobile, and backend solutions.

Presentation: Big Data on Google
Google has been the most innovative Big Data company in the World, having paved the way for highly distributed parallelized workflows. Technologies like Hadoop, Flume, Dremel, and HBase were made possible by Google’s research and development efforts. Now Google is outsourcing its own Big Data secret.
Why it’s Great for Developers:
  • Seamlessly scale into petabytes of data and dozens of thousands of servers
  • Simplicity and ease of use
  • Performance
Google’s BigQuery and Dataflow services are the next generation of Big Data tools, allowing you to focus on solving your Big Data problems rather than building systems.


GreenAddressITLogo_FinDEVr

GreenAddress IT is a leader in securing bit coins and providing instant clearing confirmations. It supports desktop, mobile, and web apps, and offers a very featureful and secure wallet as well as APIs to enable third party developers.

Presentation: GreenAddress: Instant and Secure Bitcoin
The presentation is introducing bit coin’s multi signature features. These features allow users to radically improve the security of bitcoin wallets, as well as create new services like instant confirmation allowing for faster arbitration between exchanges.
Why it’s Great for Developers:
  • Available for all platforms and easy to use
  • Instant confirmation for super smooth transactions
  • Vastly improved security model via multisig and two-factor authentication
GreenAddress’ API gives 3rd parties the ability to securely manage and receive instant confirmations without having to wait for transactions.


Kiind

Kiind helps businesses reward their employees and customers with gift cards., With Kiind, you can easily send personalized offers to multiple contacts, and Kiind’s technology allows you to defer when you pay for rewards and gifts, thereby saving you money.

Presentation: Making Gifting Easy
We’ll touch on Kiind’s API and where it is headed as well as our marketplace
Why it’s Great for Developers:
  • Measurable tracking and reporting
  • Branding
  • Offer a choice between gifts
Send measurable gifts and only pay for what is used. Kiind makes your gifting easy so you can focus on what you know best.


KnoxPaymentsLogo_FinDEVr

Knox Payments allows people to make ACH payments using only their online banking login information, providing the cheapest, safest, and easiest way to accept digital payments.

Presentation: ACH That Doesn’t Suck: No Account and Routing Numbers Needed
Developing ACH processing the traditional way is horrible. Your users don’t know their account and routing numbers and you don’t know if they actually have the money. Knox has solved these problems with the ease of just logging into your online banking, making ACH cheaper, safer, and easier.
Why it’s Great for Developers:
  • No account and routing numbers needed
  • No new accounts for your users
  • Guaranteed overnight funds for ACH
ACH sucks and credit cards are expensive: Knox fixes that without needing your users to create any new accounts.


masspay_black_cs5

MASSPAY is m-payments for every(f)one. If you know how to dial, you know how to pay. It’s simple and convenient. You don’t even need a smartphone with a data plan – you can use it with an NFC QR code. MASSPAY is the first solution dedicated to emerging and developed markets with minimum investment.

Presentation: Mobile Payments for Every(f)one
How to pay using a feature phone or a smartphone without any app. Why MASSPAY is a perfect solution for developed markets as well as emerging or developing countries. Why MASSPAY is for every phone and everyone.
Why it’s Great for Developers:
With MASSPAY you can process:
  • Any transaction
  • From any phone (with or without application or data plan)
  • In a single easy scenario
If you know how to make a phone call, you know how to pay. With minimum of investment and maximum of simplicity and convenience, from any phone.


MorpheusLogo_FinDEVr

Morpheus Aiolos is a company based in Spain that has developed financial software since 2012. We have two featured products: an API to extract bank transactions and a clone of Mint, which uses the API.

Presentation: API for Banking
Our API standardizes the way an application can extract information form any bank account. We’re describing how it works, with some examples.
Why it’s Great for Developers:
  • First API that works in countries where there is not a standard for banking
  • Already tested in a production environment
  • 5,000 users in Spain
We can add banks to adapt the API to other countries in a matter of days